Entries by Tracie

Getting it together: what to know before you consolidate

Managing multiple loans can be difficult – and stressful. One way to simplify your financial situation and save yourself time, effort and (hopefully) money is to centralise your debt. But it’s not always the right answer, so here’s what to consider before you consolidate. When you borrow money, the most important thing is being able […]

Servicing loans in difficult times

Concerned about servicing your loans? If you are concerned about servicing your loan, reach out to your local mortgage broker for help. As Australians everywhere take a close look at their financial circumstances, mortgage brokers stand ready to lend a helping hand. Whether experiencing financial hardship through job loss, a reduction in work hours, or […]

Pulling the ripcord: the RBA and quantitative easing

We live in unconventional times. The Australian economy has borne the fallout of the pandemic spread of Covid-19. And in response, the Reserve Bank made an out-of-schedule cut in interest rates to a record low 0.5 per cent, as well as making significant steps towards implementing a program of quantitative easing. “Before the coronavirus hit, […]


To all our clients, friends and family.  We recognise that this is a very uncertain and challenging time we find ourselves in. Rest assured we will continue to be here to serve you as best as possible while we also place the health and well being of everyone as our top priority. At Cornerstone Home […]

Let’s go shopping: is now the time to refinance?

Australia’s cash rate is at its lowest level in history. Does that mean the time is right to make the most of the low cash rate environment and refinance your mortgage? When discussing the Reserve Bank of Australia’s February decision to hold rates, Governor Philip Lowe was unambiguous in his take. If you took your […]

Home Loans Explained

There are a range of home loans available in Australia, so it can be hard to understand their features and whether they are right for you. This guide explains all you need to know. Variable loans Variable loans are loans that are subject to interest rate fluctuations. Whenever your bank increases or decreases interest rates, […]

What to know for a hassle free settlement day

If you are buying or selling a property, the settlement period is when you will deal with finances and paperwork to legally transfer ownership of the property. Your financial and legal reps will handle the hard stuff but knowing what is involved is key to a smooth settlement. Here we guide you through it. Before […]