A white-label loan is essentially a home-branded loan, much like the home-branded products you see in the supermarket aisles. Like these products, white-label loans aim to deliver many of the same great features as bank-branded home loans, but for a lower cost to you the customer. A trend seen in supermarkets over recent years has […]
Ready to buy a property? You’ll need to show the seller you have enough money. For most people, this will mean getting a loan, and the first step to getting one is obtaining pre-approval for it. Pre-approval – also known as conditional approval or approval in principle – is an indication from a lender as […]
Are you, or someone you know, interested in becoming a first home buyer? There are a few things to consider before diving in. Here are 5 questions potential first home buyer’s should ask themselves … Is it the right time? Moving house can be stressful and time-consuming, so consider whether it’s suitable right now. Will […]
The amount you can borrow and the amount you should borrow to be financially comfortable are sometimes two very different things. Before you apply for a home loan, it makes sense to realistically assess your financial situation. Here’s how to do it. Understand your borrowing capacity Generally speaking, your borrowing capacity – what you can […]
We’re often tempted to put off the business of budgeting until tomorrow. We tell ourselves we’ll start next week or maybe next month. Then, when we finally work out our budget, it often doesn’t go to plan. We tend to spend more than we thought we would, and our buffer – that surplus of income […]
Wondering how to pay off your home loan sooner? We look at some things you could do. Australian home loan interest rates remain at historic lows, and the opportunities for paying off a mortgage early are better than ever. Used in conjunction with low rates, here are some extra steps that can speed up loan […]
Ready to buy a property? You’ll need to show the seller you have enough money. For most people, this will mean getting a loan, and the first step to getting one is obtaining pre-approval for it. Pre-approval – also known as conditional approval or approval in principle – is an indication from a lender as […]
Why would I use a mortgage broker? Because they can save you time and money. As the home loan market becomes increasingly complex, more people are turning to a mortgage broker . Here are some of the reasons. A mortgage broker can save time The choices now available in the mortgage market can seem limitless and […]
Taking care of basic maintenance tasks before you sell your home is a no-brainer, but a quick and not-too-costly renovation can add a lot of appeal for potential buyers, and may boost the final sale price. 1.Basics first Fix those little faults that you no longer notice – leaky taps, rusty gutters, broken window catches. […]
The last 40 years has seen significant changes in housing trends and prices across Australia. Here are some of the most interesting shifts from the last four decades.
Cornerstone Home Loans deliver a personalised approach with a focus on long-term relationships. Our exceptional results have earned us a strong reputation in helping you achieve homeownership and financial goals.
