More than home loans: brokers can help with business finance, too Most Australians know mortgage brokers can help them find a home loan that meets their requirements. What a lot of people don’t realise is brokers can also help small business owners secure the right commercial finance for their business too. Many small business owners […]
Australia’s housing market looks to be turning around after home prices and sales had deteriorated from March to September. Sales stats at the end of 2020 were a pleasant surprise, creating forecasts of improvement in 2021. Trends in the Australian property markets mirror the same trends you’ll see in the UK and the US housing market with home prices rising […]
Buying your own home remains the great Australian dream – and purchasing a second property may help you take your wealth further. Whether you’re building your property investment portfolio, buying a holiday house or supporting a family member, there are plenty of things to think about before you take that next step. Consider your cashflow […]
When considering when to buy property, it is prudent to apply caution to property forecasts. The NAB recently revised upwards their forecasts for future house price movements. NAB’s Chief Economist Alan Oster stated, “we forecast healthy gains of over 7% in each of Brisbane, Adelaide and Hobart in 2021, while Sydney and Melbourne should rise […]
The HomeBuilder scheme that provides grants for home builders and renovators is being extended by three months to March next year. Prime Minister Scott Morrison believes the extension of the HomeBuilder scheme until March will mean a steady pipeline of construction activity and maintain the momentum in Australia’s economic recovery. The government’s HomeBuilder grants program, […]
Looking for some seasonal design inspiration for your home this holiday season? Check out these 12 beautiful themes and get ideas for how to infuse a little holiday cheer into your house to better welcome your family, friends, guests or potential home buyers. White Christmas Dreaming of a white Christmas? Transform your home’s interior into […]
Wondering how to pay off your home loan sooner? We look at some things you could do. Australian home loan interest rates remain at historic lows, and the opportunities for paying off a mortgage early are better than ever. Used in conjunction with low rates, here are some extra steps that can speed up loan […]
Application & establishment fees, stamp duty + more. When taking out a mortgage, many people forget to consider the associated fees and expenses. Here are some of the extra costs that you’ll need to consider when you take out a home loan. Home loan application fees Most lenders charge a home loan application fee. This […]
Securing a business loan in Australia isn’t necessarily difficult but knowing how to navigate your way can be the difference between success and failure. Banks and other financial institutions offer a wide range of business finance options, from commercial property loans, commercial vehicle leases, and commercial and equipment leases, to simpler options such as letters […]
Rental yield – essentially the rate of rental income returned against the costs of an investment property is a great indicator of a property’s investment potential. But you need to keep things in perspective when you factor it into your decision to purchase property. Calculating rental yield A good first step in examining rental yield’s […]
Cornerstone Home Loans deliver a personalised approach with a focus on long-term relationships. Our exceptional results have earned us a strong reputation in helping you achieve homeownership and financial goals.
