Entries by Tracie

Thinking of Building? Constructions Loans Explained

Building a new home that looks and feels just right – or making big changes to the place you live – is a goal for many. But it can be a more complicated process and a very different experience to buying an existing property. And it can require a specific type of financing – a […]

How to refinance to renovate

Refinancing your assets to renovate a property is a significant decision that will hopefully improve your standard of living or add substantial value to your property. Refinancing to renovate isn’t as straightforward as you might expect. The type of renovation proposed goes a long way to dictating the loan required. If the wrong loan is […]

Is now the time to refinance? Ask yourself these questions first

With interest rates at record lows and competitive deals on offer, switching to a new loan or lender may be an appealing prospect, with the potential to make significant savings. Since the Reserve Bank of Australia (RBA) began its latest round of rate cutting, lenders have been lowering mortgage interest rates across the board, with […]

Brokers … and why you should use one

Getting a foot in the door of your dream home might be getting harder, but talking to a mortgage broker could get you the keys more quickly. Purchasing a property in today’s housing market is not for the faint-hearted. Would-be homebuyers have only to turn on their TV – or check Facebook or Twitter – for the latest […]

More than home loans: brokers can help with business finance, too

More than home loans: brokers can help with business finance, too Most Australians know mortgage brokers can help them find a home loan that meets their requirements. What a lot of people don’t realise is brokers can also help small business owners secure the right commercial finance for their business too. Many small business owners […]

What’s in store for the Australian Property Market 2021

Australia’s housing market looks to be turning around after home prices and sales had deteriorated from March to September.  Sales stats at the end of 2020 were a pleasant surprise, creating forecasts of improvement in 2021. Trends in the Australian property markets mirror the same trends you’ll see in the UK and the US housing market with home prices rising […]

Things to consider when buying a second property

Buying your own home remains the great Australian dream – and purchasing a second property may help you take your wealth further. Whether you’re building your property investment portfolio, buying a holiday house or supporting a family member, there are plenty of things to think about before you take that next step. Consider your cashflow […]

Property Forecasts … Always Apply Caution

When considering when to buy property, it is prudent to apply caution to property forecasts. The NAB recently revised upwards their forecasts for future house price movements. NAB’s Chief Economist Alan Oster stated, “we forecast healthy gains of over 7% in each of Brisbane, Adelaide and Hobart in 2021, while Sydney and Melbourne should rise […]

HomeBuilder Scheme Extended Until March 2021

The HomeBuilder scheme that provides grants for home builders and renovators is being extended by three months to March next year. Prime Minister Scott Morrison believes the extension of the HomeBuilder scheme until March will mean a steady pipeline of construction activity and maintain the momentum in Australia’s economic recovery. The government’s HomeBuilder grants program, […]

12 Holiday Decoration Themes for Your Home

Looking for some seasonal design inspiration for your home this holiday season? Check out these 12 beautiful themes and get ideas for how to infuse a little holiday cheer into your house to better welcome your family, friends, guests or potential home buyers. White Christmas Dreaming of a white Christmas? Transform your home’s interior into […]